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Expert Forecasts Point to Home Affordability Improving in 2026
If the last few years have felt like a constant tug-of-war between home prices, mortgage rates, and “Can we actually afford this?”, you’re not alone. Affordability has been the biggest obstacle for buyers (and a major source of hesitation for sellers), but the outlook for 2026 is more encouraging than what we’ve seen in a while.
In fact, affordability improved meaningfully in 2025, and many industry forecasts expect that progress to continue through 2026. The reason comes down to three forces shaping the market: mortgage rates, housing inventory, and home price growth.
1) Mortgage Rates: Lower Than the Peak, Likely Steadier in 2026
Mortgage rates have already eased from recent highs by nearly a full percentage point over the past year in some measures, and that matters more than most people realize. Even small rate shifts can change monthly payments, buying power, and which homes feel like realistic options.
What experts expect
Forecasts suggest rates may hover in the low 6% range through 2026, though the exact path depends on the broader economy, the job market, and Federal Reserve policy decisions. The key takeaway: rates are already lower than they were a year ago, which helps restore some breathing room for people planning a move in 2026.
What this means for buyers
- Lower rates can reduce monthly payments
- Improved buying power can make more listings qualify as “within reach”
- You may have more flexibility to negotiate when combined with rising inventory
What this means for sellers
- The market is adjusting to the idea that “rates in the 6s” may be the new normal
- If you need to move, it may be more feasible than it looks, especially if you’re sitting on substantial equity
Experts expect mortgage rates to hover in the low 6s or drop even lower as the economy changes in 2026.
2) Housing Inventory: More Homes for Sale, More Leverage for Buyers
One of the biggest changes in 2025 was inventory finally moving in the right direction. With more homes available, buyers got something they haven’t had in years: options—plus more time to compare those options and negotiate.
Inventory is still expected to grow
After a meaningful rise of about 15% in 2025, forecasts call for continued growth in the supply of homes for sale in 2026 (though likely at a slower pace than the last big jump). Realtor.com economists, for example, project additional gains of about 8.9% in active listings this year.
What this means for buyers
- More choices (and fewer “take it or leave it” situations)
- Greater negotiating power—especially on homes that are priced too aggressively or need updates
What this means for sellers
- Pricing strategy becomes critical. In a market with more options, buyers compare everything.
- Strong presentation (clean, staged, repaired) matters more when competition increases
3) Home Prices: Still Rising Nationally, But at a More Sustainable Pace
Here’s what many headlines miss: increasing inventory tends to reduce upward pressure on prices, but it doesn’t automatically mean prices crash. Most national forecasts expect home prices to keep rising in 2026, just more slowly than the rapid spikes of the recent past. On average, experts predict home price growth of about 1.6% in 2026.
Why slower growth can be good news
More moderate appreciation helps buyers plan and budget with fewer surprises, while still supporting overall market stability.
But location is everything. Some areas may outperform the national average, while others could see flat or slightly declining prices depending on local supply, demand, and employment conditions. If you’re serious about a move, a local real estate agent can help you interpret what’s happening in your neighborhood, not just what’s happening nationally.
Home prices are expected to continue rising in 2026, though at a more moderate rate.
Will More Homes Sell in 2026?
When rates are lower than recent peaks, inventory is improving, and price growth is calmer, you get a healthier affordability equation. That’s why many experts expect more home sales in 2026, as both buyers and sellers find conditions easier to navigate.
As Zillow’s Chief Economist Mischa Fisher notes:
“Buyers are benefiting from more inventory and improved affordability, while sellers are seeing price stability and more consistent demand. Each group should have a bit more breathing room in 2026.”
Increased affordability in 2026 has experts predicting higher home sales over the past two years.
2026 Could Feel More Balanced Than You’ve Seen in Years
Affordability won’t change overnight. But if current forecasts hold, 2026 is shaping up to be a year with:
- More balance between buyers and sellers
- More predictability in pricing
- More flexibility in negotiations
- More opportunity for people who’ve been waiting on the sidelines
If you’re thinking about buying or selling in 2026, the smartest next step is to get hyper-local: understand neighborhood pricing trends, inventory levels, and what buyers are actually paying (and negotiating) right now.
Ready to start but aren’t sure how? Reach out to us today to connect with an expert agent for all the latest info on your local market.
Renting vs. Buying: Which Home Option Is Right for You?
Between stubborn mortgage rates and rising home prices, you’ve probably mulled over renting vs. buying a home. In market conditions like these, renting and waiting to buy can feel like your only realistic option. This can be the truth in many cases, and buying before you’re ready can be a costly mistake.
But the short-term savings of renting can sometimes trap you in a cycle, preventing you from making wealth-building investments. Over time, this can actually end up costing you more than buying a home early and slowly building equity. Unsurprisingly, a recent survey from Bank of America found that 70% of prospective homebuyers feel renting could hinder their financial future.
Ultimately, the pros and cons of renting and buying come down to your own short-term and long-term financial goals. If you’re feeling torn over whether you should nest or invest, take these major differences into account to decide.
Homeownership Builds Your Wealth Over Time
Apart from giving you your own place to live, homeownership grants the important bonus of building your wealth over time. This is because home prices usually rise as time goes on, meaning waiting longer to buy costs you more. This isn’t always true of every housing market, but the general national trend tends to speak for itself.
The average home sale price has more than tripled in the past 30 years.
Even better, your home equity also grows over time when you’re a homeowner. Equity is the difference between what your home is worth and what you still owe on your mortgage. Your equity grows with each mortgage payment you make, and this builds your net worth over time.
According to the Federal Reserve, the average homeowner’s net worth is nearly 40 times greater than that of a renter. That’s a life-changing difference, and seeing it represented visually really drives the point home.
The average net worth of a homeowner household is almost 40X greater than that of a renter household.
This massive difference in personal wealth is just one of the reasons that Forbes says:
“While renting might seem like [the] less stressful option . . . owning a home is still a cornerstone of the American dream and a proven strategy for building long-term wealth.”
Renting Helps You Save in the Short Term
Compared to homeownership, renting offers lower monthly payments and the freedoms of relatively negligible commitment and responsibility. This often makes renting feel like the safer option, and it usually is, at least in the short term. But in the long term, renting can land you in a trap that prevents you from building real wealth.
Rent tends to rise along with home prices, and this has been true for decades. Rental costs have been somewhat stable recently, but they almost never trend downward. This trap of paying increasing rent without building wealth can make buying a home feel impossible.
Like home prices, rental costs have risen dramatically in the past several years.
Financial uncertainty like this can have a real, lasting impact on any of your financial decisions. In the same Bank of America survey, 72% of potential buyers said they worry rising rent could affect their current and long-term finances.
Rent money doesn’t come back to you, and that means it doesn’t grow your wealth. The only mortgage it’s paying is your landlord’s.
So, whether you’re renting or owning, you’re paying off a mortgage. The question is: whose mortgage do you want to pay?
Renting vs. Buying: What Really Matters
Here’s another way to look at renting vs. buying. Rent money is gone once you pay it. Payments toward your own house build equity, like a savings account you can live in. Obviously, buying comes with higher upfront costs and more long-term responsibility. But the reward is a stable investment that grows over time. And while buying a home often feels out of reach, a solid plan can get you there.
As Realtor.com Senior Economist Joel Berner explains:
“Households working on their budget will find it much easier to continue to rent than to go through the expenses of homeownership. However, they need to consider the equity and generational wealth they can build up by owning a home that they can’t by renting it. In the long run, buying a home may be a better investment even if the short-run costs seem prohibitive.”
Conclusion
Renting may be cheaper in the short term, but it can cost you more over time without building your wealth. If you’re weighing the pros and cons of renting vs. buying, consider your long-term financial goals. Short-term saving can trap you in an endless cycle of renting, but buying without planning can be financially overwhelming.
If you’re ready to make the leap from renting into buying a home, contact us today. We’d be happy to connect you with a local agent who can make your dreams a reality.
From Dan’s Desk: June 3, 2025
As spring winds down and June approaches, we typically anticipate a familiar surge in housing market activity across the United States. This seasonal trend is especially pronounced in regions like the Midwest, where warmer weather traditionally brings buyers and sellers out in force. But this year, something feels different. The energy we expect to accompany spring’s closing weeks has been muted. The 2025 spring market, it seems, is stalling.
So, What’s Different This Time Around?
There are a number of likely culprits behind this pause. Mortgage interest rates, while slightly lower than last year, are still hovering in the high 6% range—making monthly payments a challenge for many would-be buyers. Combined with lingering concerns over global trade tensions and general market conditions, both buyers and sellers appear to be proceeding with caution.
Let’s Talk Stats:
This caution is reflected in national data. According to the National Association of REALTORS® (NAR), existing-home sales dropped by 0.5% in April, totaling a seasonally adjusted annual rate of 4 million homes—a 2.0% decline compared to April 2024. While these figures aren’t catastrophic, they do suggest a cooling from the more aggressive pace we saw last spring.
Regionally, the story is mixed. In the Midwest, sales actually rose slightly by 2.1% month-over-month, though they’re still down 1.0% compared to last year. The median home price in this region climbed to $313,300—a 3.6% increase, suggesting that demand hasn’t vanished, but is perhaps more measured. In contrast, sales in the West declined 3.9% from March.
Yet, within this slowdown, there are glimmers of opportunity. Inventory is growing—a crucial signal for future momentum. The number of unsold existing homes jumped 9.0% from March to April, now sitting at 1.45 million units. More listings mean more choices, and more choices may nudge hesitant buyers off the fence.
Consumer attitudes are also evolving. We’re seeing increased willingness among sellers to embrace strategic price reductions. Buyers, in turn, are responding to those reductions and showing renewed interest in properties they might have previously dismissed. First-time homebuyers are stepping back into the market as well, accounting for 34% of April’s purchases—an encouraging uptick from earlier this year.
Optimism is bubbling in some corners of the industry. There’s talk that the second half of 2025 could bring a notable rebound, especially if mortgage rates stabilize or even soften. NAR projects total existing-home sales to reach 4.5 million by year’s end, with the national median price expected to hover around $410,700.
Of course, time will tell. But whether that optimism materializes into a midyear boom or not, one thing remains clear: preparation matters. In today’s uncertain environment, the professionals who stay engaged—those who nurture their networks, prospect consistently, and understand the shifting behaviors of both buyers and sellers—will be best positioned for success.
So, while this spring may not be delivering the surge we expected, it’s far from a lost season. It’s a moment of reset—a chance to watch the signals, adjust strategies, and get ready for what’s next.
That’s all for now,
Dan
Adjustable-Rate Mortgages on the Rise: Should You Jump In?
If you’re in the market for a house, you’re probably not encouraged by today’s mortgage rates. Elevated rates and rising home prices have many homebuyers starting to explore other financing options that make more sense. One type of loan gaining popularity is adjustable-rate mortgages (ARMs).
If you remember the 2008 market crash, you may be wary of new types of loans. It’s wise to be cautious, but there’s no need to worry. Today’s ARMs much safer and stricter than the ones you may remember from 2008.
During that time, some buyers held loans they couldn’t afford once their rate adjusted. Today, lenders are more careful, and determine whether you can afford an increased rate before the loan is ever offered. This time, ARMs are returning thanks to creative buyers looking for affordable ways to buy a home..
According to recent data from the Mortgage Bankers Association (MBA), more buyers are using ARMs to buy this year.
How Does an Adjustable-Rate Mortgage Work?
If you’ve never heard of ARMs before, you may be wondering what they are, and if they’re right for you. Here’s how Business Insider explains the main difference between a traditional fixed-rate mortgage and an adjustable-rate mortgage:
“With a fixed-rate mortgage, your interest rate remains the same for the entire time you have the loan. This keeps your monthly payment the same for years . . . adjustable-rate mortgages work differently. You’ll start off with the same rate for a few years, but after that, your rate can change periodically. This means that if average rates have gone up, your mortgage payment will increase. If they’ve gone down, your payment will decrease.”
Taxes or homeowner’s insurance can still influence a fixed-rate loan, but your baseline mortgage payment typically changes very little. Meanwhile, adjustable-rate mortgages can potentially change drastically in either direction after your initial payment period ends. Depending on your situation and anticipated market trends, this could either work for you, or be far too risky.
Pros and Cons of Adjustable-Rate Mortgages
With ARMs on the rise in 2025, it’s clear that more buyers are finding them appealing. Under the right conditions, they may offer attractive upsides, like a lower initial rate. According to Business Insider again:
“Because ARM rates are typically lower than fixed mortgage rates, they can help buyers find affordability when rates are high. With a lower ARM rate, you can get a smaller monthly payment or afford more house than you could with a fixed-rate loan.”
Remember that if you have an ARM, your rate will change over time. As Barron’s explains, they can potentially cost you more in the long run:
“Adjustable-rate loans offer a lower initial rate, but recalculate after a period. That is a plus for borrowers if rates come down in the future, or if a borrower sells before the fixed period ends, but can lead to higher costs if they hold on to their home and rates go up.”
While the upfront savings can be helpful now, consider what could happen if your initial rate ends before you move. Even though rates are projected to ease a bit over the next couple years, nothing is ever guaranteed. Before you choose an ARM, talk with your lender and financial advisor about all your options, and the potential risks.
Conclusion
For certain buyers, adjustable-rate mortgages can offer some big advantages, but this won’t be true for everyone. Understand how they work and whether their pros and cons make sense for you financially. Always talk to a trusted lender and a financial advisor before making entering into a new mortgage.
Need help connecting with a trustworthy lender in your area? Reach out to us for help today.
How Could a Recession in 2025 Affect the Housing Market?
As talk about economic slowdowns runs wild, worries about a potential recession in 2025 are on the rise. Naturally, many homeowners are wondering what a recession could do to the value of their home, and their buying power.
Using historical data from recessions of decades past, let’s see how a recession might affect the housing market in 2025.
A Recession Won’t Lower Home Prices
It’s a common misconception that a recession will cause home prices to crash, like they did in 2008. In reality, 2008 was the only time the housing market saw such an extreme, dramatic drop in prices. Overflowing home inventory caused that price crash, and conversely, low inventory has prevented a similar crash in the years since.
Even in markets where housing inventory is up, it’s still far below the listing oversupply that caused the 2008 crash. Indeed, according to data from Cotality, home prices actually increased during four of the last six major recessions.
As the graph shows, a recession doesn’t necessarily mean that home prices will crash, or even drop. In reality, historical data shows that home prices usually continue along their current trajectory when a recession hits. And at the moment, home prices are still rising nationally, but at a more normalized rate. So, as the market stands now, a recession in 2025 would most likely drive prices even higher.
Mortgage Rates Typically Decline During Recessions
Home prices may stay their path during economic slowdowns, but mortgage rates actually tend to drop. Looking again at historical data from the last six recessions, this time from Freddie Mac, mortgage rates fell each time.
Historically speaking, a recession could mean that mortgage rates may even decline this year. However, the last time a recession dramatically lowered mortgage rates was over three decades ago in 1991. So with that said, even if a recession does happen, don’t expect a game-changing drop in mortgage rates.
Conclusion
Nobody ever truly knows what the economy will do, but the odds of a recession in 2025 have increased. Still, a recession doesn’t mean you need to worry about the housing market or the value of your home. The historical data tells us that a recession may even drive home prices higher and mortgage rates lower.
Wondering how an economic slowdown could impact your local market? Connect with us to get the info you need to plan ahead.
Foreclosures Rose in Q1 2025 – Is It a Warning Sign?
With everyday costs seemingly rising across the board, the state of the housing market is a natural concern. When basic living expenses rise, even critical financial responsibilities like mortgage payments start to slip, leading to increased foreclosures. Unsurprisingly, new data shows filings for foreclosures rose in Q1 2025, stirring worries about another housing crash like in 2008.
But as it turns out, there’s less cause for worry than you might think. When contextualized correctly, it’s clear these new number don’t point to a repeat of the last big housing crash.
The 2008 Market Versus 2025
The latest quarterly report from ATTOM shows that foreclosures did rise in Q1 2025, which is concerning at first glance. However, foreclosure filings were still lower than the normal historical average, and far below the levels seen in 2008. When plotted visually, it’s easy to see the huge difference between 2008 and 2025.
Compare the foreclosure filings in Q1 2025 to the years surrounding the 2008 crash on the graph below. Even in the years preceding and following the 2008 crash, foreclosures were dramatically higher than what we’re seeing now.
Back in 2008, lenders were approving loans using much riskier practices, saddling many homeowners with mortgages they couldn’t afford. This flooded the market with distressed properties, surplus housing inventory, and free-falling home prices that collectively caused the crash.
In the years that followed, lending standards became much stricter and stronger to prevent such a crash from happening again. Today, most homeowners are in a much better financial position, and foreclosures have stabilized as a result.
The graph may appear to show foreclosures ramping up since the lows of 2020 and 2021, but this is deceiving. Foreclosures during those years were unusually low thanks to a moratorium designed to help millions of homeowners through the pandemic. That moratorium has since ended, which has caused foreclosure filings to return to the more normal levels we see now.
Compared to pre-pandemic years like 2017-2019, foreclosures overall are actually relatively down from what’s considered normal. So while foreclosures rose in Q1 2025, this doesn’t point to a troubling surge in the market.
Why Foreclosures Haven’t Surged in 2025
Another reassuring difference in today’s real estate market is the power of increased homeowner equity. As home prices have exploded over these past few years, homeowners have enjoyed a welcome boost to their wealth. According to Rob Barber, CEO at ATTOM:
“While levels remain below historical averages, the quarterly growth suggests that some homeowners may be starting to feel the pressure of ongoing economic challenges. However, strong home equity positions in many markets continue to help buffer against a more significant spike . . .”
In short, if a homeowner can’t make their mortgage payments, they may be able to sell their home to avoid foreclosure. During 2008, many people owed more than their homes were worth and had no choice but to foreclose. Today, most homeowners have much stronger equity that protects them from being forced into foreclosing. As Rick Sharga, Founder and CEO of CJ Patrick Company, recently explained in a Forbes article:
“ . . . a significant factor contributing to today’s comparatively low levels of foreclosure activity is that homeowners—including those in foreclosure—possess an unprecedented amount of home equity.”
Conclusion
It’s true that foreclosures rose in Q1 2025, but they’re nowhere near the levels seen during the 2008 crash. Even as home prices continue rising, strong equity is protecting existing homeowners and bolstering their wealth. This doesn’t discount the struggles some homeowners are facing, but it’s a reassuring fact for the market at large.
If you’re a homeowner facing foreclosure, ask your mortgage provider about what options are available to you. Are you a first time buyer eager to build your equity? Contact us today for the info you need to get started.
From Dan’s Desk: May 5, 2025
As we continue navigating a rapidly evolving real estate landscape, I wanted to take a moment each quarter to connect directly with you—our agents, staff, and leadership team—to share what I’m seeing in the market, what it means for our business, and how we can continue moving forward together.
This new quarterly message is meant to offer perspective, spark conversation, and keep us aligned on the bigger picture. Whether you’re helping clients buy and sell every day, or supporting our operations behind the scenes, we’re all part of what makes this company strong, and what makes this company continue to succeed.
Let’s take a look at where things stand today and where I believe we’re headed next.
Where Is the Residential Real Estate Market Going?
This is the major question everyone in the industry is asking. With January and February sales numbers coming in weaker than expected—per the latest NAR data—and no significant movement in interest rates, many are beginning to second-guess 2025’s ability to rebound after two consecutive years of significantly low home sales in the U.S.
While I don’t have a crystal ball, we are beginning to see encouraging signs in many local markets. Our internal data shows March’s open business was up year-over-year, and listing inventory is starting to grow. As a company, we remain bullish that the summer of 2025 could be one of the stronger selling seasons we’ve experienced in recent years.
That being said, it may be a long time before we return to the 6 million-plus annual home sales we saw during the boom years of 2020 and 2021. Companies need to continue reinventing themselves in markets like this. The real challenge lies in this: how do we provide outstanding service to consumers and best-in-class support to our agents, all while maintaining an expense structure that allows organizations to thrive?
This is the question we all need to be asking to stay ahead of market trends. Personally, I don’t believe these types of markets are to be feared—but rather embraced. They push us to innovate, to adopt new technologies, and to develop new services that will make our businesses more resilient and better equipped to serve our clients in the long run.
That’s all for now,
Dan
Are You Waiting To Buy? This Spring May Be Your Time To Move
Between low inventory, high home prices, and unpredictable mortgage rates, 2024 was a rocky year for real estate. It should come as no surprise then that 70% of buyers stopped their home search last year. If you were one of them and are still waiting to buy in 2025, this spring could be your time.
The Drive of Housing Inventory
Many homeowners who put their move on pause last year are reentering the market this year. This means higher, stronger listing inventory, and with builders finishing more homes, new construction inventory is growing as well. Together, this creates more options for buyers like you, and better chances of finding the home you’ve waited for.
But that’s only part of the story. When you’re selling, you want to feel confident that you’ll find a home you’ll be thrilled to move into. At the same time, you don’t want housing inventory so high that your current house sits on the market. Fortunately, the spring 2025 market is striking a balance between supply and demand that many have waited for.
According to research from Realtor.com, housing inventory has jumped 28.5% year-over-year, making March the 17th straight month of inventory growth. This is still below pre-pandemic levels in most markets, but it’s a sweet spot for anyone waiting to buy.
For patient buyers, this means you’ll have more options when moving, but not so many that your current house won’t sell. As long as there’s a healthy demand for homes in your area, your house should still sell relatively quickly. Especially if you work with a local agent to make sure it’s priced right and fixed up to maximize value.
The Sweet Spot: More Options and Steady Demand
Here’s another promising point to think about. As we said, Realtor.com‘s March 2025 data shows that housing inventory has been rising for 17 consecutive months. What’s better, industry experts agree that listing inventory is likely to continue climbing through 2025. According to Lance Lambert, the Co-Founder of ResiClub:
“The fact that inventory is rising year-over-year . . . strongly suggests that national active housing inventory for sale is likely to end the year higher.”
If this prediction proves correct, this spring may be a better time to sell than you think. Listing now could help your house may stand out more than it would later in the year as inventory grows. With more homeowners reentering the market, waiting too long could make it all the more difficult to stand out.
Conclusion
If you’re one of the many who have been waiting to buy a house this past year, here’s your chance. Housing supply is growing but hasn’t caught up to demand yet, meaning new listings are still getting extra buyer attention. Meanwhile, increasing inventory is giving current homeowners more opportunities to scale up, further driving supply and activating buyers.
For both first time buyers and homeowners waiting to sell, this spring’s market is trending toward an ideal sweet spot. If you have questions keeping you from making your move, reach out to us for answers today. We can get you the info you need, or connect you with an agent to navigate your unique local market.
Should You Buy a Home This Spring or Wait for Lower Prices?
You’re probably familiar with the saying “The best time to plant a tree was yesterday, but the next best time is today.” It’s a valuable lesson about future planning and investment that, surprisingly, applies to the decision to buy a home too.
Even though buying a home is a major financial expense, it’s also a major investment that grows over time. As the price of your home increases over time, the value of the equity you’ve built grows with it. And while waiting for prices to drop may be an attractive option, trying to time the market rarely works.
But here’s something to consider: the longer you wait to buy a home, the more your patience could cost you. Let’s explain why.
Home Prices Are Expected To Continue Climbing
Each quarter, over 100 housing market experts respond to Fannie Mae‘s Home Price Expectations Survey (HPES). Consistently, the survey results show experts agreeing that home prices will continue to rise through 2029 or even longer.
Sharp price increases may be behind us, but experts predict steadier, healthier increases of 3-4% per year moving forward. This rate of increase will vary by market from year to year, but it’s much closer to normal. Reliable growth is a promising sign for hopeful buyers, and the housing market at large, as the graph below demonstrates.
Even in markets experiencing slower price growth or short-term decreases, the steady gains of homeownership eventually win in time. After all, a growing, long-term financial investment will always beat a one-time discount.
Here are the main points to remember:
- Home prices will be higher next year. Experts don’t expect home prices to fall any time soon, at least at the national level.
- Waiting for a perfect mortgage rate or price drops is a gamble. With only slight dips in mortgage rates expected in the near future, price increase could outpace any potential mortgage savings. Unless home price growth is slow or mortgage rates are low in your area, waiting will likely be more expensive.
- Buying early means building more equity. When you invest in homeownership early, your equity and appreciating home value reward you in the long run.
The Costs of Waiting To Buy
To demonstrate how these theories play out in real-world numbers, here’s a typical example. If you were to buy a $400,000 house in 2025, it could gain almost $80,000 in value by 2030. The graph below demonstrates how this value appreciates year by year based on the expert data we mentioned earlier.
This can be a considerable difference in your future wealth and why buyers who invest early are often glad they did. When it comes to building wealth through long-term investment, time in the market matters.
The question to consider isn’t “Should I wait to buy?” It’s really “Can I afford to buy now?” Just like planting a tree, making short-term sacrifices to buy a home will eventually pay off in the long-term.
Between rising prices and stubborn mortgage rates, today’s housing market is challenging, but achieving homeownership is far from impossible. Exploring different neighborhoods, seeking alternative financing options, or applying for down payment assistance programs can all make a critical difference.
What’s most important is acting decisively when you’re able to, instead of waiting for a perfect opportunity that never comes.
Conclusion
If you’re interested in buying but still undecided, take the time you need to make the right choice. But, remember that realizing an investment takes time, and the sooner you make one, the sooner you’ll be rewarded.
If you’re curious about what’s happening with prices in our local area, then reach out to us. Even if you’re not ready to buy, an expert local agent can fill you in with the info you need.
Here’s the Next Best Time To Sell Your Home This Spring
Back in March, Realtor.com reported that the best time to list your house in 2025 was April 13–19. With that week now behind us, you may be wondering if you missed your chance this year. Fortunately, you still have plenty of time, if another source’s prediction holds true this spring.
Realtor.com may be one of the biggest property search sites, but others have their own data, studies, and methodologies. This means that they sometimes receive different results and reach different conclusions. This means that they sometimes receive different results and reach different conclusions, which may be good news for you. Because according to Zillow, the ideal spring house selling window hasn’t passed yet.
Reports on the Best Spring Selling Period
New research from Zillow has found that sellers who list their homes in late May tend to see higher sale prices. Based on home sales from 2024, homes listed in May had the highest sale premium of about $5,600. According to Zillow‘s study:
“Search activity typically peaks before Memorial Day, as shoppers get serious about house hunting before their summer vacation and the new school year in the fall. By targeting late spring, sellers can get their home listed when the most shoppers are looking. When more buyers are competing for homes, sellers can command a higher price.”
But Zillow isn’t the only one declaring May as the best time for home sellers to list. Using data from 59 million home sales over the past 13 years, ATTOM Data completed a similar study. In this case, it was found that sellers who list in May net an 11.1% higher closing price on average.
“Freshly compiled sales statistics from ATTOM demonstrate that home sellers continue to reap significant benefits from listing their properties during the month of May. Examination of home sales trends spanning thirteen years reveals that, on average, sellers are commanding 11.1 percent premium above the estimated market value.”
Meanwhile, a report from Bankrate states that listing at any time in April or May is ideal. In fact, it found that homes listed in May on average sell for about 13.1% above market value:
“Some patterns and trends usually do hold true throughout the year, and one is that spring continues to be the best time to sell. Sellers can net thousands of dollars more if they sell during the peak months of April and May. . .”
If these reports are accurate, then there’s still time to list during peak home selling season. Closing your home sale in May could get you a sizable increase in your final sale price.
Of course, the best week to list your house ultimately depends on your own local real estate market. Prices are driven by buyer demand and home supply, and these can vary wildly from market to market. This is why working with an experienced local agent can be so helpful, especially in uncertain markets.
Conclusion
Even though Realtor.com‘s recommended spring selling window has passed, other sources say there’s still plenty of time this year. Spring is always a busy time in real estate, and you can take advantage without listing during a specific week.
The true best time to sell your house will be determined by your own unique local market this spring. Working with an agent can help remove some of the guesswork, and get you the best closing price possible.
